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    When you run a small business, you are bound to run into unforeseen circumstances. Small business owners can protect themselves with commercial insurance to help manage any risk or casualty that comes their way.

    Protecting Your Small Business With Insurance

    If you have been wondering what the benefits of an insurance policy for your business are, here is some information on some of the greatest advantages:

    • Ensures that you abide by the laws mandated by different states
    • Protects you from potential lawsuits
    • Safeguards your employees and customers
    • Maintains your business' integrity and reputation
    • Provides you with coverage for property damage, bodily injury, and natural disasters
    • Minimizes financial burdens
    • Allows you to go about your daily operations smoothly
    • Acts as a buffer for possible lost wages

    Finding the Right Business Insurance With Assured Standard

    When selecting which type of business insurance matches your company, it helps to know what options are available. To aid you along the process, Assured Standard has simplified some of the most common types of insurance to cover all your business needs.

    We know that sifting through different insurance policies, coverages, and companies can be stressful and confusing without the proper guidance. You can find the right business insurance coverage depending on your company requirements by using this list as a guide:

    General Liability Insurance

    General liability insurance is a basic insurance policy that offers liability coverage for claims that arise in relation to third party bodily injuries or property damage. It also helps absorb legal or medical fees that may be incurred during these events.

    Commercial Property Insurance

    Should your business property ever be subject to damage or casualty caused by civil disobedience, vandalism, fire, extreme weather, and other related scenarios, commercial property insurance will provide the necessary coverage.

    Commercial Auto Insurance

    Companies whose professional services require vehicles should get this particular policy, given the many risks that could occur on the road. It is especially helpful for third-party claims for bodily injuries or property damages from road accidents caused by your business' vehicles.

    Workers Compensation

    If any of your employees get sick or injured while working on the job, workers comp will make sure that medical expenses are taken care of. This policy may also include coverage for wages lost during their absence, ongoing medical needs and care, and possible funeral costs. Laws vary by state.

    Professional Liability Insurance

    Professional liability insurance protects you from negligence claims, ranging from malpractice to misrepresentation, and other mistakes or errors that could occur.

    Product Liability Insurance

    Businesses involved in manufacturing can benefit from this type of insurance as this will protect you from potential lawsuits that arise out of damages your products may have caused.

    Business Interruption Insurance

    In the event that your business sees a halt in operations, business interruption insurance comes in. It is especially great for businesses that have physical locations.

    Business Owner's Policy (BOP)

    A BOP is a comprehensive insurance policy that includes standard coverage offerings, including other add-ons. Getting a BOP can help you save money as you can possibly pay less, and make the process of buying insurance much simpler.

    Applying for Business Insurance

    Business owners can face the future head-on when they know they have done what they could to secure sufficient coverage for their company. Assured Standard is always here to help, in case you want personal recommendations. Check out our resources or contact us today for more information!

    Discover the pivotal role of Business Income Coverage in our informative blog post within the realm of Business Insurance. Safeguard your financial resilience by understanding how this coverage can mitigate the impact of unforeseen disruptions. Explore now for essential insights.

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    Assured Standard will protect your business with the right insurance, depending on your needs. Now more than ever, it’s crucial to have the right general liability insurance experts on your side. Protecting the future of your business starts today.
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    Business Insurance
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